Can an HOA tell you what color to paint your house?
By OurHOA · General information · Revised
Exterior paint may be subject to architectural standards. Verify the current palette, approval requirement, and written decision before hiring a painter.
Find the applicable color standard
An HOA may regulate exterior paint when its governing documents and applicable law authorize that control. Ask for the current architectural provision and any approved palette. Distinguish a requirement to maintain existing paint from permission to change colors. If repainting the same color, confirm whether review is required rather than assuming every repaint needs approval or that none does.
Specify the paint and surfaces
Identify the manufacturer and color code for siding or stucco, trim, doors, shutters, and other relevant surfaces. Include finishes or samples when required. “White trim” may not identify the same paint to the owner, committee, and contractor. Obtain the required written decision, check conditions and expiration dates, and give the painter the approved specifications. Clarify whether a discontinued color or other substitution needs another review.
Request specific reasons for a denial
Compare the decision with the palette and provision cited. California Civil Code § 4765 sets written-decision and reconsideration requirements for covered physical-change applications. Florida § 720.3035 ties architectural authority to the declaration or authorized guidelines and requires specific written reasons for a denial. Other states may differ. Neither a director’s personal preference nor an owner’s assumption about the association’s powers resolves the question.
Use records to address inconsistent treatment
If a similar color was approved nearby, ask whether the same guideline, location constraints, and approval conditions applied. A neighbor’s appearance is not proof of a valid approval. Use the applicable reconsideration process if the explanation remains unsatisfactory. Keep your own approval and color specifications with the property records for future maintenance or a sale.
Sources
These guides are general education for HOA boards and residents, not legal, tax, or financial advice. Rules vary by state and by your community's governing documents - check with a professional for your situation.