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North Carolina HOA laws

What North Carolina asks of your association

By OurHOA · General reference

North Carolina planned communities created after 1998 are governed by Chapter 47F. It emphasizes open meetings, record access, and a notice-and-hearing process before fines.

Meetings

Association & board meetings

N.C. Gen. Stat. §47F-3-108

Hold meetings as required and give lot owners notice; regular and special meeting rules apply.

Records

Association records

N.C. Gen. Stat. §47F-3-118

Keep financial records and minutes and make them reasonably available to lot owners.

Enforcement

Notice & hearing before fines

N.C. Gen. Stat. §47F-3-107.1

Before fining an owner or suspending privileges, hold a hearing before the board or an adjudicatory panel.

Financial

Assessments

N.C. Gen. Stat. §47F-3-115

Levy assessments for common expenses as provided by the declaration and the Act.

Assessment lien

N.C. Gen. Stat. §47F-3-116

Unpaid assessments become a lien on the lot, enforceable as provided by statute.

Source: North Carolina General Assembly (ncleg.gov). Use the cited sections to locate the relevant provisions in the official source and confirm the current text and its applicability.

This is general information to help boards get oriented, not legal advice. HOA statutes change and courts interpret them differently case to case. Confirm specifics with your association's attorney before acting.

Keep board records and tasks together

Use OurHOA to organize community work. Your board remains responsible for identifying applicable requirements and deadlines.